Tag: treatment

Does United Healthcare Cover Rehab

Posted on May 8, 2024

Curious to know, “Does United Healthcare Cover Rehab?” The answer is “Yes, UHC does cover rehab.”

The company was founded in 1977 by Richard T. Burke. It is the largest health insurer in the country. In addition to offering insurance plans, it also offers wellness programs and other products that help people stay healthy.

Here’s what you need to know about United Healthcare.

What is UnitedHealthcare?

UnitedHealthcare is a division within UnitedHealth Group, which is the largest health insurance provider in the U.S. UnitedHealth Group now generates over $286 billion in annual revenue.

UnitedHealth Group merged its Medicaid business with AmeriCares, the company’s chosen platform to serve the economically disadvantaged.

How Does UnitedHealthcare Work for Addiction Treatment?

Parity requires that insurance companies offer comparable coverage to those who need addiction or alcoholism treatment as well as other medical treatments. This parity allows people to get the help they need without having to pay large sums out-of-pocket.

According to the UHC Member Handbook, you do not need to go to your primary care doctor before getting behavioral health services. But, you’ll need to get your care through someone who is in their Network. If you’re already seeing care, you should ask your provider if he/she takes UnitedHealthcare Insurance. UHC will have to approve you before you get the go-ahead to begin getting help.

Side Note: You should always ask your doctor about whether you need any kind of treatment before you start receiving it. Sometimes you’ll have to go through a process to get approval for certain treatments, but it shouldn’t stop you from getting the help you need.

United Healthcare Health Insurance: Drug and Alcohol Rehab

UnitedHealth Group is an American company that provides health benefits. United Healthcare partners up with 1.3 million physicians and healthcare professionals and about six thousand five hundred hospitals and facilities to provide discounts on medical care.

If you’re a United Healthcare customer, you may be able to get your insurance benefits to cover all or part of the cost of drug addiction treatment. Most UnitedHealthcare policies do cover inpatient or outpatient rehab, but the specifics of your coverage will vary depending on which plan you’ve chosen.

Types of Drug Rehab United Healthcare Covers

Comprehensive drug rehab consists of a variety of treatment modalities which vary by patient. Typical rehab includes detoxification services which may be required prior to entry into residential care. Inpatient treatment can last for a short period of time or several months.

In order to get better, you need to go to a place where there are people who are going through the same experiences you are. It’s helpful to talk to them. This is why Birmingham Recovery Center is here. We want to help you.

Does United Healthcare Insurance Cover Detox?

In most cases, before beginning addiction recovery, you will need to go through detox. A stay at a typical residential rehab center isn’t required to undergo this process, but it is highly recommended in case of an emergency.

Your stay at a detox facility may be partially covered by your insurance plan, whether it’s inpatient (in-house) or outpatient (out-of-house).

Going through detox and rehab can often be a very stressful and uneasy time in someone’s life. However, at Birmingham Recovery Center, we will work with both the patient and their insurance company to ensure that they can afford the treatment and rehab program that works best for them.

Confirming Insurance Coverage with UnitedHealthCare

Your first step in determining what treatment options you have for drug use addiction (DUA) is to review your specific health insurance policy and benefits. No two health insurance plans are the same, so your source of truth is your personal insurance plan. You can access your insurance information in the packet sent to you at the start of the new year or in your online accounts.

United Healthcare plans will have certain limits on how much you can spend on drug and alcohol rehabilitation centers. You’ll also be limited to how many days you can stay there. The type of support available will vary depending on your insurance policy. And the total amount you can spend on rehab per month will depend on your deductible and out-of-pocket costs.

Your Next Step

If you still have questions about how your UnitedHealthcare insurance works, or if you need more information about your rehabilitation coverage, please contact us. We will be happy to assist and answer any questions you may have. You can also reach out to us by phone at 205-813-7400.

Frequently Asked Questions
What if I don’t have Insurance? Can I still get rehab?

If you don’t have insurance, we recommend contacting your local community mental health center. They may be able to assist you with finding free or low cost rehabilitation centers.

Some states have state funded programs that cover addiction recovery. You can find this info out by calling us at 205-813-7400. We’ll take care of you!

How much does rehab cost?

There are many factors that influence how much rehab costs. These include the type of program, length of stay, location, etc.

The average cost of residential rehab varies widely depending on where you live. In some parts of the country, such as New York City, it can cost upwards of $20,000 per month.

However, most private facilities offer a sliding scale of fees based on income level. Some even offer scholarships to qualified applicants.

It’s important to note that while rehab can be expensive, the cost doesn’t necessarily reflect quality. There are plenty of high quality rehabs available throughout the country.

Are there other ways to pay for rehab besides insurance?

Yes! Many people choose to pay out of pocket when they enter rehab. However, there are several options to consider.

One option is to apply for financial aid from the facility itself. Most rehabs will offer some sort of scholarship or loan repayment plan.

Another option is to take advantage of grants offered by foundations and nonprofits. For example, the Narconon Foundation offers grants to people who qualify.

You can also use your savings to pay for rehab. If you do so, make sure you consult with a financial advisor and one of our professionals before doing so.

Is there anything else I need to know about paying for rehab?

While paying out of pocket is certainly an option, it’s not always a good idea. It’s important to remember that getting into rehab requires money.

Many people end up spending thousands of dollars just to get started. As previously mentioned, the cost of rehab varies greatly depending on where you live, what kind of program you go to, etc.

In addition, it’s difficult to predict whether or not you’ll actually succeed in staying sober once you leave rehab. Getting the right support system in place is key to success. Call us for a free consultation: 205-813-7400

The 5 Different Types Of Alcoholism

Posted on May 8, 2024

Alcoholism is an issue that can affect people in many different ways. While it may be common knowledge that drinking too much alcohol can lead to issues, there are actually several types of alcoholism, and the effects they can have on the individual vary greatly.

Dive into these different variants of alcoholism and explore why each one could potentially be problematic for those suffering from them. In this post, we’ll understand how each type affects both mental as well as physical health, with a focus on seeking professional help if needed. By understanding the various forms of alcoholism more thoroughly, you will better recognize signs that someone you know might need assistance before things further spiral out of control.

What Is Alcoholism?

Alcoholism is a life-threatening condition that occurs when an individual has difficulty controlling their drinking patterns due to the physical and psychological changes it causes. When someone becomes addicted to alcohol, they will often develop both physical and mental dependence on the substance, leading them to drink more than they should. This can lead to serious health complications or even lethal consequences if left untreated.

Types of Alcoholism

Based on research found by the National Institute on Alcohol Abuse and Alcoholism (NIAAA), there are five main subtypes of alcoholism that classify most alcohol dependency cases.

Young Adult Type

The Young Adult subtype commonly affects people between 18 to 29 years old or those who typically begin drinking at an early age, eventually developing an alcohol dependence by early adulthood. This group of individuals typically drinks less frequently than the other subtypes, but they are more prone to binge drinking when they do. They’re typically found to have low rates of co-occurring substance abuse or mental health disorders and an unlikely family history of alcoholism, but they are more likely to avoid seeking help for their alcoholism.

Young Antisocial Type

This type of alcoholism is the most common, affecting people as early as 15 years old up until their mid-twenties. People of this type usually start binge drinking at an earlier age than other alcoholics and typically have a family history of alcoholism or mental health issues. People in this subtype are often found to consume larger amounts of alcohol more frequently than the other types, leading to severe physical as well as psychological consequences. They’re also more likely to have a problem with co-occurring substance abuse or mental health disorders that may need treatment alongside their alcoholism.

Functional Type

The Functional type includes individuals who are typically middle-aged and have higher levels of education and income than the other subtypes. They usually start drinking later into their teens or in early adulthood and develop alcohol dependence as they near 40 years old.

People in this group are able to manage their work and social lives despite their use of alcohol. These people have developed an alcoholism tolerance and will usually consume large amounts of alcohol throughout the day without showing any obvious signs of intoxication. However, this does not mean that they are not suffering from alcoholism; rather, it is easy for them to go unnoticed as their alcoholism progresses.

Intermediate Familial Type

The Intermediate Familial type affects people between the ages of 30 to 59 years old and typically includes individuals who have a family history of alcoholism. People of this type are usually found to drink in excess and may be more prone to developing mental health issues when compared to the other subtypes. They typically do not receive help for alcoholism until it becomes too serious late in their lives due to the lack of recognition of alcoholism symptoms. However, some that do seek treatment typically benefit from detox programs, self-help groups, private care, and/or special addiction treatment programs.

Chronic Severe Type

Finally, the Chronic Severe subtype is characterized by long-term alcohol abuse that leads to significant physical health problems and impaired functioning at work and home. The Chronic Severe subtype affects people who usually begin drinking at an early age and then eventually become so dependent on alcohol that they have difficulty functioning without it. They often have high rates of co-occurring substance abuse or mental health disorders and display severe physical symptoms due to their alcoholism. This subtype of alcoholism is usually seen in individuals aged 40 years or older who had onset alcoholism at an early age, as well as a persisting family history of alcoholism.

Chronic Severe alcoholics require immediate medical attention for alcoholism and close monitoring of their health. Treatment typically consists of detoxification followed by a comprehensive alcoholism rehabilitation program, including support groups, individual counseling, family therapy, and medication management where necessary. In many cases, chronic alcoholism can be successfully managed with a combination of treatments tailored to the individual’s needs.

Recognizing Alcoholism

These five types of alcoholism are just a few of the ways alcoholism can be classified, but they can help provide insight into how people respond to alcoholism and what type of treatment may be necessary for recovery. It is important to remember that alcoholism is a serious disease and should not be taken lightly. If you or someone you know is struggling with alcoholism, it is essential to seek help from a qualified healthcare professional as soon as possible. With the right treatment plan and support system, alcoholism does not have to be a life sentence.

Professional Alcohol Addiction Treatment in Birmingham, AL

With proper treatment and medical care, alcoholism recovery is achievable for those suffering from any subtype or stage of alcoholism.

Birmingham Recovery Center offers a full continuum of care for alcoholism, including detoxification and medical stabilization, intensive outpatient programs (IOP), and aftercare services. Our team of addiction specialists is dedicated to providing compassionate care tailored to the specific needs of each individual patient. We provide evidence-based therapies such as cognitive-behavioral therapy, motivational interviewing, trauma-informed interventions, experiential therapy, and family systems therapy that are customized to each individual’s unique situation.

If you or someone you love is struggling with alcoholism in Birmingham, AL, contact Birmingham Recovery Center today for more information on our comprehensive alcohol addiction treatment services.

Does Blue Cross Blue Shield Insurance Cover Rehab?

Posted on May 8, 2024

Blue Cross Blue Shield is a health insurance plan that covers medical expenses. The benefits include rehab, coverage for outpatient prescription drugs, inpatient hospital stays, and treatment related to chronic conditions.

Note, Blue Cross Blue Shield does cover rehab, but only if you qualify. The amount of coverage depends on your income and your policy. Fortunately, Birmingham Recovery Center is in-network with Blue Cross Blue Shield. To find out exactly what your insurance covers, call us at 205-813-7400 or fill out our insurance verification form.

Also, Blue Cross Blue Shield services are only available in certain states. The state where you live determines which plan you need to buy for your needs. For example, if you’re a resident of New York State and have an injury or illness that requires medical treatment, then you’ll likely need a health insurance plan from Blue Cross Blue Shield that covers that.

Read our Does Blue Cross Blue Shield Insurance Cover Rehab guide to find out all the details below.

How to Check Your Blue Cross Blue Shield Coverage

When you buy health insurance, your Blue Cross Blue Shield coverage will begin the day after your policy is approved. That means that if you need to file a claim before your policy is active, it’s going to be too late.

Blue Cross Blue Shield offers online tools including a substance use resource center that allow you to check and adjust the status of your policy at any time. This includes making changes on the “My Plan” section, which allows you to see how much coverage you have, what procedures are covered under your plan, and whether or not there are any out-of-network deductibles or copays. You can also make changes on the “User Tools” page by logging in with your username and password from MyBCBS .

What Is an Out-of-Network Deductible?

Out-of-network deductibles refer to charges for services rendered by doctors and hospitals outside of the network of providers offered through Blue Cross Blue Shield. The deductible refers to what percentage of total medical expenses must be paid before any Blue Cross Blue Shield benefits kick in.

If you live in a state that has an out-of-network deductible, then the amount you will have to pay before your insurance kicks in is typically $50 per doctor visit or $100 per hospital admission.

If you have a high deductible plan and need therapy, then it’s important to find out how much of this type of treatment is covered under your health insurance policy.

If there are co-pays or copayments associated with therapy, then those are included too. For example, if you’re getting therapy for physical rehabilitation at a clinic that charges $50 per session and Blue Cross Blue Shield covers 50% of the cost, then the total cost would be $25 (50% x $50).

You’ll only be charged once all other expenses have been paid or paid through other sources such as Medicare Part B supplements or worker’s compensation. This means that if you’ve exhausted all other resources and still owe money, then Blue Cross Blue Shield will not cover the remainder of your therapy costs.

If you think that there could be a discrepancy between what Blue Cross Blue Shield covers and what is actually charged by your rehab facility, therapist or clinic, then it’s always good to know how much you’re going to have to pay before getting treatment.

Why Is It Important for Me To Know How Much Addiction Rehab Costs?

The amount that you’ll have to pay out-of-pocket depends on several factors:

  • The rehab facility
  • The type of services (e.g., detox, etc.) or therapy that you need (rehabilitation vs. other types of care)
  • Your insurance plan (high deductible vs. standard coverage)
  • Your regional provider network
  • The cost of any co-pays or copayments associated with your treatment

A high deductible plan means that there are higher out-of-pocket costs for medical services because the policy does not cover all procedures and treatments until the total bill reaches a certain level.

Blue Cross Blue Shield Rehab Coverage

If you live in a state with an out-of-network deductible, then it’s important to verify your Blue Cross Blue Shield coverage for therapy.

You can do this by contacting the provider that is offering the treatment and asking how much of their charges are covered under your policy. You might also want to check if there is a copayment involved with your care. These questions may be answered on the “My Plan” portion of your Blue Cross Blue Shield website.

It’s also good to know exactly what types of services are included under your plan before scheduling any therapy sessions. You’ll need to make sure that you’re not being charged for anything that isn’t covered by Blue Cross Blue Shield before getting started with physical therapy or other forms of rehabilitation.

Drug and Alcohol Rehab in Alabama

Find out if Birmingham Recovery Center accepts your BCBS by filling out our form. Start your recovery today at Birmingham Recovery Center, call: (205) 813-7400 and talk to one of our intake specialists.

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